Financial Tools

RRSP Growth Starter – Retirement Savings Calculator

Get a calm, high-level view of how your RRSP could grow between now and your target retirement age, based on your current balance, monthly contributions, and an assumed rate of return.

You can also compare this projection with education savings in the RESP Planner or shorter-term investing in the TFSA Contribution & Growth Calculator.

1. Enter Your RRSP Details

This is a simplified projection using steady monthly contributions and a constant rate of return. Real investment results will move up and down over time.

2. See Your Retirement Picture

A simple projection of where your RRSP could land by your target retirement age.

Retirement snapshot

⏱️ Years until retirement
–
📦 Projected RRSP value
$0

What you’ll have put in

💰 Total contributions (starting balance + monthly)
$0
📈 Estimated growth (earnings)
$0
🌱 Share of final value from growth
0%

Enter your information to see how much comes from contributions versus investment growth.

Enter your age, retirement age, current balance, and monthly contribution to see how your RRSP could build over time in this simple projection.

This projection doesn’t account for tax rules, RRSP contribution room, fees, or changes in your contributions over time. It’s meant as a starting point for conversations with a financial professional.