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FINANCIAL TOOLS / LOOK AHEAD

RRSP Growth

Explore the balance your RRSP could reach by your target retirement age.

All dollar amounts are CAD. Required fields are marked. Enter 0 for zero; leave optional amounts blank to exclude them.

Your scenario
18–80 years. Whole-number increments.
40–80 years. Whole-number increments.
0 CAD or more. Increments of 500 CAD.
0 CAD or more. Increments of 25 CAD.
0–20 %. Increments of 0.1 %. Assumed return, not a forecast.

Ready when you are

YOUR RESULT

A clear answer starts here.

Enter your scenario, or use the labelled example to explore. Your result will explain the amounts and assumptions that matter.

Assumptions

Constant return with monthly compounding and end-of-month contributions.

This is an account balance, not retirement income.

What this leaves out

No contribution-room verification, tax refund reinvestment, withdrawal tax, fees or inflation adjustment.

Original tool notes

This is a simplified projection using steady contributions and a constant return. Real markets move up and down over time.

* This RRSP calculator is for educational purposes only and does not provide personalized financial, tax, or investment advice. Actual RRSP contribution rules, tax deductions, investment returns, fees, and retirement income outcomes will vary. Use this projection as a starting point for planning and discussion.

Reminder: This calculator provides simplified projections for educational purposes only. Actual RRSP contribution rules, tax treatment, investment returns, and retirement income needs will vary. For personalized advice, consider speaking with a qualified professional.

Keep the question in context

Read the RRSP basics guide → Try the TFSA growth calculator → Review your manually entered household balances →

Also explore: RESP Planner

Calculations stay separate from Your Finances. Nothing is transferred or saved there.