Dashboard

Your household decision cockpit

A calm, advice-neutral lab that turns Your Plan into multiple lenses: baseline snapshot, stress, runway, balance sheet, trajectory, and scenario-consistent comparisons. Math only. No account linking.

Update Your Numbers

Important: This dashboard reports measurements under assumptions you choose. It does not provide financial, tax, legal, or investment advice.

This snapshot includes

Net worth & liquid net worth
Cash runway under current spending
Balance sheet mix (assets vs debts)
Stress sensitivity (rate shocks)
10–30 year trajectory under assumptions

Snapshot Controls

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Scenario

Return: – • Net Return Used: –

Assumptions

Inflation Fees

Haircut (liquid) –

•

Cash Real Return –

Horizon

1 yr 10 years 30 yrs

Stress

Mortgage renewal shock

Shock (+%)

Payment today –

•

Under shock –

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Sandbox

Capital allocation experiment

Apply the same monthly amount to two different strategies.

Net Worth (today)

–

Δ Since Last: –

Liquid Net Worth

–

Liquid Share: –

Runway

–

Δ Since Last: –

Non-Mortgage Debt

–

Weighted Rate: – • Δ: –

Balance Sheet View

Baseline now (and “after” ghost when comparing)

Assets

Cash

Investments

Home

Total Assets–

Cash–

Investments–

Home–

Debts

Mortgage

Other

Total Debts–

Mortgage–

Other Debt–

“Liquid” includes cash + investments. Housing is separated because it isn’t typically spendable without selling or borrowing.

Liquidity Lens

Runway, margin, and pressure (math only)

Cash runway

–

Cash ÷ essentials

Liquid runway

–

Liquid (haircut) ÷ essentials

Monthly margin

–

Take-home − essentials − variable − debt

Coverage

–

How much spending is covered

Liquid Net Worth–

Non-Mortgage Debt–

Debt Weighted Rate–

Trajectory

Baseline and sandbox options under the same assumptions

Projected net worth (10 years)

–

Baseline projection $1,048,195

+$– if Option A is applied

+$– if Option B is applied

Baseline Your current plan, unchanged

Option A Sandbox scenario (if applied)

Option B Alternative sandbox scenario

Net worth grows over time — run assumptions to see impact

Values shown annually under selected assumptions. Not a prediction.

Registered savings –

Liquid assets –

Mortgage interest saved –

RESP grant estimate –

RRSP tax estimate –

Decision Lab

Compare ideas without advice

Pick an amount and test outcomes under identical assumptions. The lab shows: outcomes, deltas, and the exact mapping.

Sandbox Controls

Baseline vs Option A vs Option B

Monthly Capital Allocation

$ per month

Option A

Option B

*This is not a recommendation. It reports the measured difference under your assumptions.

Outcomes at horizon

Net worth at 10 years

Baseline

–

No changes applied

Option A

–

Option B

–

Option A − Option B –

*Run a comparison to populate outcomes.

Tradeoff Lens

What improves, what stays the same

Runway (cash) –

Liquid net worth –

Non-mortgage debt –

Mortgage balance proxy –

*This lens is descriptive. It explains which levers your choice is pulling inside the model.

Exact mapping

No hidden rules

Run a comparison to see the mapping.

*Mapping reflects model mechanics only. No prioritization or advice is implied.

Logbook

Your decision notes (private to this browser)

Save comparisons and keep a simple record of what you tested and under which assumptions.

Stored locally. Clear any time.

Tip: if you want this to become a premium feature later, the logbook is the natural anchor.