Planner

Your Family’s Financial Snapshot

Enter a few numbers to build a calm, high-level picture of your household finances — including net worth, liquidity, debt, runway, and long-term direction. This tool shows measurements and tradeoffs. It does not provide advice.

1. Enter Your Numbers

Home & Mortgage

Estimated Home Value Mortgage Balance Mortgage Rate (% Per Year) Years Remaining On Mortgage Extra Mortgage Payment (Monthly $)

Kids’ Education (RESP)

Current RESP Balance Monthly RESP Contribution

Retirement (RRSP)

Current RRSP Balance Monthly RRSP Contribution Approx. Marginal Tax Rate

Flexible Savings (TFSA)

Current TFSA balance Monthly TFSA Contribution

Add More Details (build a fuller snapshot)

Cash & Investments

Cash & Savings ($) Non-reg. Investments

Other Debts

Credit Card Balance ($) Credit Card Rate (%) Line Of Credit Balance ($) Line Of Credit Rate (%)

Monthly Cashflow

Monthly Take-Home ($) Monthly Essentials ($) Monthly Variable Spending ($) Non-Mortgage Debt Payments ($)

2. Your Snapshot

View your Snapshot

See this plan in your dashboard — with trends, comparisons, and saved history.

Open Snapshot

A calm, advisor-style snapshot of your household finances — built from your numbers, not recommendations.

Measurements and tradeoffs only. No financial, tax, or legal advice.

Inflation Fees

Since your last snapshot

Net worth change$0
Runway change0.0 months
Non-mortgage debt change$0

Net Worth (Today)

Assets minus all debts

Liquid Net Worth

0% of assets are liquid

Runway

0.0 months

Liquid runway: 0.0 months

Monthly Margin

Coverage: —

Non-Mortgage Debt

Weighted Rate: 0.0%

Balance Sheet View

Bars show how your assets and debts are made up.

Assets

Total Assets$0

Debts

Total Debts$0

Stress Test

Mortgage Renewal Shock

*Shows how your payment would change if rates were higher at renewal. This is a sensitivity check — not a prediction.

Estimated payment today$0
Payment under shock$0
Monthly impact$0

Trajectory (if nothing changes)

Projected net worth in 10 years

Registered savings$0
Liquid assets$0
Mortgage interest saved$0
RESP grant estimate$0
RRSP tax estimate$0

Things to Notice

Assumptions used in this snapshot

Scenario return6.0%
Inflation2.0%
Fees0.6%
Cash real return0.0%
Liquid haircut85%

What this financial snapshot shows

This planner is designed to give Canadian families a clear, high-level view of their overall financial picture in one place. By combining your home, savings, investments, debts, and cash flow, it creates a snapshot similar to what a financial planner would build when reviewing a household’s finances.

The focus is on visibility and tradeoffs — not recommendations. You control the numbers and assumptions, and the tool shows how different parts of your financial picture relate to each other today and over time.

What’s included in the snapshot

Depending on the details you enter, your snapshot may include estimated net worth, liquid net worth, long-term savings projections, debt levels, mortgage impact, and cash runway. Optional inputs allow you to expand the picture to include cash savings, non-registered investments, and non-mortgage debt, creating a more complete household balance sheet.

What this tool is not

This planner does not provide financial, tax, or legal advice, and it does not connect to your bank or investment accounts. All results are estimates based solely on the information and assumptions you choose. The goal is to help you understand your financial picture — not to tell you what decisions to make.